Intelligent business financing platform

Business Financing. Simplified.

MerchantRunway simplifies business financing through intelligent technology and a trusted network of funding partners.

Complete one secure application to explore funding opportunities designed for your business — and get the runway you need to keep moving forward.

  • Funding up to $500,000
  • Fast response times
  • One simple secure application
  • 500+ credit welcome
  • Minimal paperwork
  • Trusted funding partner network

MerchantRunway is not a bank or direct lender. Submitting an application does not guarantee approval.

Your Business Profile starts here
Create Your Business Profile
Step 1 of 5

How much funding are you looking for?

Our philosophy

A Better Way To Explore Business Financing

Most business owners don't know which financing option is best — and applying everywhere is time-consuming. MerchantRunway simplifies the process by organizing your application, using intelligent technology to streamline information, and connecting your business with trusted funding partners.

Technology reduces friction. People remain part of every important conversation.

The platform

A modern way to explore business financing

MerchantRunway is built around the business owner — not the product. Our platform organizes the process so you can compare options without juggling separate applications across providers.

A Funding Partner Network

We work with a network of trusted funding partners offering working capital, term financing, equipment financing, and revenue-based options.

Intelligent Matching

Our platform organizes your application and helps identify funding partners whose programs align with your business profile.

Transparent Process

Clear communication, no surprise fees, and no obligation to accept any offer that doesn't fit your business.

One Simple Application

Skip filling out separate forms across multiple providers. One application powers your entire MerchantRunway experience.

Smarter technology

Smarter Technology. Better Funding Experience.

MerchantRunway uses intelligent technology to organize applications, match businesses with appropriate funding partners, reduce unnecessary paperwork, and create a smoother funding experience.

Technology powers the platform. People guide the experience. You'll always work with a real team member from application through funding.

What our technology does

  • Securely organize application information
  • Reduce duplicate paperwork
  • Streamline document collection
  • Match application data with partner requirements
  • Track application progress
  • Provide updates throughout the process

Technology assists the process. People remain involved on every important decision.

The MerchantRunway Business Profile

One secure profile. More runway to grow.

Instead of filling out a dozen separate applications, create a single MerchantRunway Business Profile. We organize your information securely and use it to explore funding opportunities across our network of trusted partners — today and as your business evolves.

  • Complete your business profile once
  • Securely upload your information
  • Organized to make exploring funding faster and easier
  • Return anytime your financing needs change
Funding by need

What businesses use funding for

Pick the closest match to your situation. We'll use it to help shape your application and the funding partners we explore on your behalf.

The process

How MerchantRunway works

1

Submit one application

Tell us about your business, revenue, time in business, and what you need funding for.

2

MerchantRunway reviews your information

Our platform organizes your file and helps identify funding partners that align with your profile.

3

Available options are presented

Review available offers with clear terms — explained by a real person on our team.

4

You choose whether to proceed

Move forward only if an option fits your business. There is no obligation to accept.

Our approach

Why MerchantRunway?

Most financing companies begin with the product. MerchantRunway begins with your business.

Our platform helps organize your application, streamline the funding process, and connect you with trusted funding partners based on your business profile. Our goal is to make business financing simpler, faster, and easier to understand.

  • Business-first, not product-first
  • One application across our partner network
  • Real people guide every step
  • No obligation to accept any offer
Built on trust

What you can expect from MerchantRunway

No obligation

You're never required to accept any offer presented.

Secure application

Your information is handled through a secure submission process.

Trusted funding partner network

We work with established funding providers, not anonymous third parties.

Fast response times

Most applicants hear back from a real person quickly.

Dedicated support

A real team member guides you from application through funding.

Transparent communication

Clear language about terms, costs, and next steps — no surprises.

Real people, real support

Technology powers the platform. People guide the experience.

From the moment you apply, you'll work with a real member of the MerchantRunway team — reachable by phone and email, ready to answer questions and explain options in plain language.

Industries

Financing options for real businesses

View All Industries
FAQ

Common questions. Straight answers.

Don't see yours? Call us at 1-888-365-1887.

No. MerchantRunway is a business financing platform. We help business owners explore funding options through one application and connect qualified applicants with a network of trusted funding partners.

More runway. Less friction.

Create your MerchantRunway Business Profile and explore funding opportunities through our network of trusted partners. No obligation — just a clearer path forward.

MerchantRunway is a business financing platform and is not a bank or direct lender. Funding amounts, terms, approvals, and timing vary by applicant, business profile, documentation, and funding partner. Submitting an application does not guarantee approval. MerchantRunway does not provide legal, tax, accounting, investment, or fiduciary advice.

No obligation to accept
Secure intake
No sensitive info upfront
Clear document checklist
Terms vary by provider
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