Core requirements
Most reviews start with active business revenue, a business bank account, time in business, owner contact details, and a defined use of funds.
Funding Requirements
Business funding requirements, explained plainly.
Know what providers usually review before you apply so you can avoid confusion, delays, and poorly matched funding structures.
Quick answer
Know what providers usually review before you apply so you can avoid confusion, delays, and poorly matched funding structures.
No obligation to accept an offer. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Cash-flow review
Revenue consistency, deposits, negative days, existing obligations, and requested amount help shape available options.
What is not guaranteed
Meeting basic requirements does not guarantee approval, amount, pricing, or funding speed.
Documents usually needed
- Recent business bank statements
- Business identification and owner contact details
- Requested amount, intended use, and timing
- Existing funding obligations, if any
How approval is evaluated
Providers may review revenue consistency, deposits, time in business, industry, existing obligations, owner profile, and whether the requested capital fits cash-flow capacity.
View requirementsRelated funding options
Common questions
No. Approval, terms, funding amounts, and time to funding depend on provider review and applicant qualifications.
Related resources
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