Terms of Service
Last updated: June 1, 2026
These Terms of Service govern use of MerchantRunway, a business funding marketplace/marketing platform operated by MerchantRunway.com.
Use of the site
You may use this website only for lawful purposes and in accordance with these Terms. You agree not to misuse the website, interfere with its operation, submit false information, or attempt unauthorized access.
Our role
MerchantRunway is not a direct lender and does not make credit decisions, issue funding approvals, set final rates, or guarantee funding. We may connect applicants with third-party funding providers or service providers.
No guarantees
Approval, funding amounts, rates, fees, repayment terms, offers, and timing are not guaranteed. Terms vary by provider, applicant qualifications, documentation, underwriting criteria, and other factors.
Third-party providers
If you are connected with a third-party funding provider, that provider may have its own applications, underwriting criteria, disclosures, agreements, privacy practices, and fees. You are responsible for reviewing all provider terms before accepting any offer.
Accurate information
You agree to provide accurate, current, and complete information. Inaccurate or incomplete information may delay review, affect available options, or result in provider rejection.
No financial, legal, or tax advice
Website content is for general informational purposes only and is not financial, legal, tax, accounting, or investment advice. You should consult qualified professionals before making business funding decisions.
Consent to be contacted
By submitting this form, you agree that MerchantRunway and MerchantRunway.com, along with its funding partners, may contact you by phone, email, and SMS regarding business funding options. Message and data rates may apply. Consent is not required as a condition of obtaining funding. Reply STOP to opt out.
Limitation of liability
To the maximum extent permitted by law, we are not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for decisions, acts, omissions, offers, or terms of third-party providers.
Indemnification
MerchantRunway, MerchantRunway.com, and their owners, employees, contractors, vendors, and affiliates are intended to be protected from claims arising out of your use of the website, your submitted information, or your violation of these Terms. Final indemnification wording should be reviewed by legal counsel.
Governing law placeholder
These Terms should include a governing law and venue clause selected by legal counsel before final publication.
Contact
Contact MerchantRunway.com at info@merchantrunway.com.
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