Small preparation steps can change which options you see and how a provider reviews your file. These tips help you walk in prepared.
Quick answer
The best ways to strengthen a funding review are clean recent bank statements, consistent deposits, a clear use of funds, disclosed obligations, and a request sized to your cash flow.
No obligation to accept an offer. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Have recent business bank statements ready, use a dedicated business account, and be ready to explain seasonality or unusual deposits.
Don't over-borrow, don't hide existing positions, and don't accept the first offer without comparing total cost and repayment cadence.
Match the amount and repayment to your revenue pattern so the funding helps rather than strains cash flow.
Providers may review revenue consistency, deposits, time in business, industry, existing obligations, owner profile, and whether the requested capital fits cash-flow capacity.
View requirementsGet a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.
