Funding for roofing contractors. Front the job, get paid later.
Roofing means big upfront material and labor costs, insurance-paced collections, and storm-driven demand spikes. MerchantRunway helps roofing contractors review working capital options that bridge the gap between starting a job and getting paid.
Quick answer
MerchantRunway helps roofing contractors review working capital and short-term funding options based on revenue, timing, documents, and repayment capacity.
No obligation. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Typical funding range
Funding amounts vary by revenue, time in business, existing obligations, and provider review.
Funding timeline
Some files can move quickly after documents are complete, but approval and funding timing are not guaranteed.
Who this is for
Established businesses with active revenue, a business bank account, and a specific use of funds.
Typical funding uses
Front material costs
Buy shingles, membrane, and supplies before insurance or owner payment lands.
Scale for storm season
Add crews and capacity fast when demand surges after a storm.
Cover payroll
Keep crews paid while you wait on receivables and insurance checks.
Add equipment and vehicles
Finance trucks, trailers, and equipment to run more jobs at once.
Bridge insurance timing
Carry costs through the slower collection cycle on insurance jobs.
Fund marketing
Invest in lead generation and canvassing ahead of peak season.
How approval is evaluated
- Lumpy, project-based revenue is expected; providers review trailing averages and deposit patterns.
- Insurance-paced receivables and large material outlays are reviewed against repayment capacity.
- Time in business, deposits, and existing obligations all shape available options.
- Storm-season surges should be explained clearly so revenue patterns are understood.
Documents usually needed
- • Business bank account
- • Recent bank statements
- • Clear use of funds
- • Owner contact information
- • Existing obligations disclosed
Check funding options for your business
Start with a short intake. We review your revenue pattern, business model, timing, and requested use of funds before discussing available capital paths.
Common questions
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Ready to explore your funding options?
Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.