Who this is for
Businesses buying equipment tied to revenue, capacity, or productivity.
- Restaurants and kitchens
- Contractors and trades
- Medical, dental, auto, and logistics
Equipment Financing
Equipment financing for operational upgrades.
Review capital paths for equipment purchases, replacements, repairs, and productivity upgrades while keeping cash flow in view.
Quick answer
Equipment financing helps businesses acquire or replace equipment while preserving operating cash. Terms and approval depend on the equipment, business profile, and provider review.
No obligation to accept an offer. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Documents usually needed
Providers often ask for bank statements, equipment details or invoice, business information, and owner contact details.
How to compare
Compare total cost, payment cadence, useful life of the equipment, and whether the purchase improves cash flow.
Documents usually needed
- Recent business bank statements
- Business identification and owner contact details
- Requested amount, intended use, and timing
- Existing funding obligations, if any
How approval is evaluated
Providers may review revenue consistency, deposits, time in business, industry, existing obligations, owner profile, and whether the requested capital fits cash-flow capacity.
View requirementsRelated funding options
Common questions
No. Approval, terms, funding amounts, and time to funding depend on provider review and applicant qualifications.
Related resources
Related guides
Related industry content
Related funding types
Ready to explore your funding options?
Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.
No obligation to accept
Secure intake
No sensitive info upfront
Clear document checklist
Terms vary by provider