Business funding for carriers, fleets, and logistics operators.
Trucking cash flow is shaped by fuel, repairs, insurance, factoring, route timing, and broker payments. MerchantRunway helps operators understand capital options around the realities of moving freight.
Quick answer
MerchantRunway helps trucking & logistics review working capital and short-term funding options based on revenue, timing, documents, and repayment capacity.
No obligation. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Typical funding range
Funding amounts vary by revenue, time in business, existing obligations, and provider review.
Funding timeline
Some files can move quickly after documents are complete, but approval and funding timing are not guaranteed.
Who this is for
Established businesses with active revenue, a business bank account, and a specific use of funds.
Typical funding uses
Fuel and route expansion
Support upfront fuel costs when a new lane, contract, or high-volume route strains cash flow.
Repairs and maintenance
Keep trucks earning when tires, transmissions, trailers, or emergency repairs cannot wait.
Bridge receivables
Cover payroll, insurance, and operating expenses while invoices or broker payments settle.
Add drivers or trucks
Plan capital for hiring, onboarding, deposits, and support costs tied to fleet growth.
Insurance and compliance
Manage large insurance payments, registration, permits, and compliance-related timing gaps.
Equipment upgrades
Explore options for trailers, liftgates, refrigeration, ELD upgrades, or specialty equipment.
How approval is evaluated
- We review revenue consistency, route mix, broker/customer concentration, and recent business bank activity.
- Factoring and receivables context can help providers understand the real cash-flow picture.
- Short-term business funding may fit repairs, fuel spikes, and bridge needs when the use of funds is specific.
- Owner-operators, small fleets, and logistics firms can all start with the same guided intake process.
- We explain tradeoffs around payment cadence, existing obligations, and funding amount before you choose a path.
Documents usually needed
- • Business bank account
- • Recent bank statements
- • Clear use of funds
- • Owner contact information
- • Existing obligations disclosed
Check funding options for your business
Start with a short intake. We review your revenue pattern, business model, timing, and requested use of funds before discussing available capital paths.
Common questions
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Ready to explore your funding options?
Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.