Documents Needed

Documents usually needed for business funding.

A clean document checklist helps providers review your file faster and helps you compare options with fewer surprises.

Quick answer

A clean document checklist helps providers review your file faster and helps you compare options with fewer surprises.

No obligation to accept an offer. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.

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MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.

Usually requested

Recent business bank statements, legal business name, owner contact information, industry, requested amount, and use of funds.

Sometimes requested

Voided check, processing statements, invoices, tax documents, lease details, equipment invoice, or payoff letters depending on the product.

Preparation tip

Explain unusual deposits, seasonality, existing obligations, or recent changes before they create questions.

Documents usually needed

  • Recent business bank statements
  • Business identification and owner contact details
  • Requested amount, intended use, and timing
  • Existing funding obligations, if any

How approval is evaluated

Providers may review revenue consistency, deposits, time in business, industry, existing obligations, owner profile, and whether the requested capital fits cash-flow capacity.

View requirements

Related funding options

Common questions

No. Approval, terms, funding amounts, and time to funding depend on provider review and applicant qualifications.

Ready to explore your funding options?

Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.

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Clear document checklist
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