About

Built for Main Street, by people who get it.

MerchantRunway is a business funding marketplace helping small businesses compare working capital options, understand requirements, and connect with third-party providers when there may be a fit.

Our story

Many small businesses need clearer funding requirements than a traditional bank process provides. We focus on plain-English guidance, provider fit, and no-obligation next steps.

We started MerchantRunway to help owners understand cash-flow context, documentation, timing, and tradeoffs before deciding whether a funding option makes sense.

What we believe

Small businesses deserve fast answers, not weeks of waiting

Cash flow is a better signal than credit score

Clear funding guidance includes when not to borrow

Transparency beats fine print, every time

Long-term partner

We work with clients for the long haul.

Most of our clients come back for additional capital as their business grows. We track your business's progress and proactively let you know when you qualify for better terms, larger amounts, or different products. One deal isn't the goal — being the funding partner you call first, every time, is.

How we make money

We may earn a fee from funding partners when an applicant connects with funding options through our platform. You pay nothing to apply or work with us. Our incentive is to help you review options with clear requirements and no obligation to accept an offer.

Contact

1-888-365-1887
Mon–Fri 9am–7pm ET
Remote / Virtual Office
MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Check funding options

See what funding options may fit your business.

Share a few details and our team will review common requirements, documents, and provider options. No obligation.

  • No obligation
  • Clear requirements
  • Decisions made by providers
Secure funding review

Check Funding Options

Share a few details and our team will review available working capital paths without hard-sell pressure.

MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.

Ready to explore your funding options?

Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.

No obligation to accept
Secure intake
No sensitive info upfront
Clear document checklist
Terms vary by provider
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