MerchantRunway helps small and mid-sized businesses review working capital and short-term funding paths without positioning one product as the answer for every owner.
Quick answer
Business funding can include working capital, revenue-based funding, equipment financing, short-term funding, or line-of-credit options. The right path depends on revenue, timing, documents, and repayment capacity.
No obligation to accept an offer. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Established US businesses with active revenue, a business bank account, and a defined funding need.
Funding should connect to a practical business outcome rather than plugging recurring losses.
Timing depends on document completeness, provider review, and selected structure. Fast review may be possible, but no timing is guaranteed.
Different businesses operate differently. Explore funding information built around how your industry works.
QSR, full-service, food trucks, catering, and ghost kitchens.
View fundingGCs, trades, remodelers, and commercial contractors.
View fundingBrick-and-mortar shops and multi-location retailers.
View fundingIndependent practices and multi-provider clinics.
View fundingSolo dentists, group practices, and dental DSOs.
View fundingCarriers, owner-operators, fleets, and logistics firms.
View fundingDTC brands, Shopify, Amazon FBA, and multi-channel sellers.
View fundingIndependent shops, body shops, and specialty repair.
View fundingHeating, cooling, and refrigeration service companies.
View fundingResidential and commercial plumbing contractors.
View fundingResidential, commercial, and storm-restoration roofers.
View fundingJob shops, fabricators, and production manufacturers.
View fundingDistributors, wholesalers, and supply businesses.
View fundingAgencies, accounting, legal, consulting, and IT services.
View fundingSingle-unit and multi-unit franchise operators.
View fundingProviders may review revenue consistency, deposits, time in business, industry, existing obligations, owner profile, and whether the requested capital fits cash-flow capacity.
View requirementsGet a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.
