Business funding for franchise operators.
MerchantRunway helps franchise operators review working capital options for payroll, inventory, build-out timing, equipment, and local growth needs.
Quick answer
MerchantRunway helps franchises review working capital and short-term funding options based on revenue, timing, documents, and repayment capacity.
No obligation. MerchantRunway is operated by MerchantRunway.com. MerchantRunway is not a direct lender. We may connect applicants with third-party funding providers. Approval, terms, rates, and funding amounts are not guaranteed.
Typical funding range
Funding amounts vary by revenue, time in business, existing obligations, and provider review.
Funding timeline
Some files can move quickly after documents are complete, but approval and funding timing are not guaranteed.
Who this is for
Established businesses with active revenue, a business bank account, and a specific use of funds.
Typical funding uses
Inventory and supplies
Prepare for seasonal demand, promotions, or location-level purchasing needs.
Build-out and refresh
Support renovations, signage, fixtures, or local improvements.
Payroll and operating gaps
Bridge timing gaps while revenue catches up to expenses.
How approval is evaluated
- Review may consider store-level revenue, deposits, brand model, and existing obligations.
- Funding should fit the franchise location's cash-flow capacity and use of funds.
- Terms, approvals, and amounts vary by provider and applicant qualifications.
Documents usually needed
- • Business bank account
- • Recent bank statements
- • Clear use of funds
- • Owner contact information
- • Existing obligations disclosed
Check funding options for your business
Start with a short intake. We review your revenue pattern, business model, timing, and requested use of funds before discussing available capital paths.
Common questions
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QSR, full-service, food trucks, catering, and ghost kitchens.
Construction
GCs, trades, remodelers, and commercial contractors.
Retail
Brick-and-mortar shops and multi-location retailers.
Medical Practices
Independent practices and multi-provider clinics.
Dental Practices
Solo dentists, group practices, and dental DSOs.
Trucking
Carriers, owner-operators, fleets, and logistics firms.
Ecommerce
DTC brands, Shopify, Amazon FBA, and multi-channel sellers.
Auto Repair
Independent shops, body shops, and specialty repair.
Ready to explore your funding options?
Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.
