Get a clearer second look at your business funding options.
MerchantRunway helps business owners understand common funding requirements, organize next steps, and review options that may vary by third-party provider. Approval, terms, rates, and funding amounts are not guaranteed.
Common reasons a file may not fit one provider.
Credit profile or documentation
Some providers review owner credit, business bank activity, and documentation differently. Review any credit authorization before moving forward.
Time in business
Requirements vary by provider. A clear operating history can help, but approval and amounts are not guaranteed.
Industry or use of funds
Some industries require specialty review. We help clarify which provider categories may be relevant.
Existing obligations
Current loans or advances may affect available options, payment capacity, and provider requirements.
Revenue consistency
Seasonality, project deposits, and uneven cash flow can change how providers evaluate a request.
Offer fit
If terms did not make sense, a guided review can help compare requirements and tradeoffs before you decide.
How this works
Share what happened.
Tell us what you applied for, what you were told, and what your business actually needs.
Review requirements clearly.
We organize the facts that providers commonly review, including revenue, time in business, documents, and existing obligations.
Compare possible next steps.
We may connect applicants with third-party funding providers. No offer, approval, terms, or funding timeline is guaranteed.
A transparent process before you decide.
Second-look questions.
Start a fresh funding review.
A previous decline elsewhere does not define your options here. Share a few details and our team will review paths that may fit.
- No obligation
- Clear requirements
- Decisions made by providers
Ready to explore your funding options?
Get a clearer understanding of what providers may look for, what documents may be needed, and which funding options may fit your business.