Practice financing that doesn't require a hospital-system co-sign.
Independent medical, dental, vet, and specialty practices have unique cash flow patterns — insurance lag, equipment cycles, and partner buy-ins. We work with lenders that actually understand practice economics.
What our clients use it for
Equipment & technology
Imaging, chairs, lasers, EHR systems, and specialty equipment financed in days.
Practice acquisition or partner buy-in
Bridge funding to close on a practice purchase or a partner buyout.
Build-out & expansion
Open an additional operatory, expand exam rooms, or remodel your space.
Insurance lag bridge
Cover payroll and operating expenses while waiting on insurance reimbursements.
Marketing & patient acquisition
Fund a paid acquisition push, new website, or community marketing program.
Tax season & pass-through draws
Smooth out cash flow around quarterly tax payments and partner draws.
Why we're a fit
- We fund associate-owned, partner-owned, and DSO-affiliated practices.
- Insurance receivables and predictable monthly volume make practices a strong fit for our lenders.
- We can structure around personal guarantees on multi-partner practices.
- Equipment financing with 100% financing options on most major manufacturers.
- FICO 600+ is typical for practice approvals.
"What I appreciated was the honesty. They told me a line of credit made more sense than a term loan for our situation. Most lenders would have just sold me whatever was on their menu."
We're in it for the long haul.
Most of our clients come back for additional capital as their business grows. We track your business's progress and proactively let you know when you qualify for better terms, larger amounts, or different products.
Common questions
Ready to extend your runway?
Find out what you qualify for in under 5 minutes. No commitment, no hard credit check, no hassle.