Funding that moves at jobsite speed.
GCs, electricians, plumbers, HVAC, roofers, remodelers, landscapers, and home-service operators. We get the cash flow gap between materials-out and progress-payment-in — and we fund around it.
What our clients use it for
Bridge progress payments
Cover payroll and material costs while you wait 30, 60, or 90 days for invoices to clear.
Fund a big job
Take on a contract that requires materials and labor up-front before the first draw.
Equipment & vehicles
Trucks, trailers, lifts, generators, and trade-specific equipment financed in days.
Payroll & subs
Cover crew payroll and subcontractor invoices on schedule, every time.
Bonding & insurance bridges
Cover the cash needed to qualify for a larger bonded contract.
Slow season / weather bridge
Get through a slow stretch without losing your best crews.
Why we're a fit
- Lumpy deposits and project-based revenue are normal — we underwrite to trailing averages, not single months.
- FICO 580+ is workable; most construction approvals land 580–680.
- We work with both 1099 and W-2 crew structures.
- Equipment financing on trucks, trailers, and trade tools — often 100% financing.
- Repayment structures (daily, weekly, or invoice-based) that match your draw schedule.
"I had a $400K commercial job ready to start but no way to float the materials. They funded us in 48 hours and the job paid for itself by month two."
We're in it for the long haul.
Most of our clients come back for additional capital as their business grows. We track your business's progress and proactively let you know when you qualify for better terms, larger amounts, or different products.
Common questions
Ready to extend your runway?
Find out what you qualify for in under 5 minutes. No commitment, no hard credit check, no hassle.